Note: please click a region name to view listings
› AIRPORT OAKS (3)
Airport Collision Specialists32 Rennie Drive
Phone: (09) 257 1933
Omega Panelbeaters Ltd5 Brigade Road
Dangerous Goods Compliance Limited4/180 Montgomerie Road
Full HSWA compliance services. Location Compliance Certificates, Certified Handlers, Diesel Tank Certification.
› ALBANY (4)
Brian Holgate Panelbeaters (1994) Ltd342 Rosedale Road
Bush Road Panelbeaters197 Bush Road
Barnett Panelbeaters & Carpainters4 Gills Road
3M New Zealand Ltd94 Apollo Drive
Phone: (0800) 362 886
3M Automotive Aftermarket Division is a trusted Supplier, Innovator, Solutions Provider and Leader in the Collision Repair Industry.
› AUCKLAND (20)
Arawa Panel Beaters Ltd8 Exmouth Street
Auckland Panel & Paint Group Ltd - City15 Gundry Street
Bodyworks Panelbeaters Ltd73 Wakefield Street
Nicholson Panelbeaters Ltd35 Randolph Street
Aon New ZealandPO Box 1184
Phone: (07) 577 6017
Aon is New Zealand’s largest insurance broker. We are the major force in New Zealand for insurance broking, risk management, employee benefits Aon are proud supporters of the Collision Repair Association. As New Zealand's largest insurance broker, with access to the nation's largest and most trusted insurers, Aon is in the best position to provide CRA members with an exclusive, market leading insurance cover designed specifically for their business needs. For enquiries about Aon's specialist CRA member's cover, please contact Julian Ede. [email protected]
Auto-Quote New Zealand LtdPhone: 021 990 6310
Computer management systems for the collision repair industry.
Axalta Coatings SystemsPhone: (021) 428 431
Axalta Coating Systems is a leading global coatings company dedicated solely to the development, manufacture and sale of liquid and powder coatings. (021) 428 431
Crash Management ServicesPO Box 55306
Crash Management serves fleet clients & business partners and is a work provider to CRA members.
Dent Devils LtdMobile business
Phone: 0800 00DENT (3368)
Dent Devils - Specialists in Mobile Paintless Dent Removal (PDR). Our professional technicians service trade, retail, fleets and the insurance industry. 0800 00 DENT (3368)
FLM Assessing (NZ)Level 27
188 Quay Street
Phone: (09) 887 1715
FLM Assessing provide motor claims management and assessing services to commercial fleet operators and insurers.
Freeth Panel Beaters LtdPhone: (021) 022 91256
Gallagher BassettPhone: 0800 858 563
Motor Vehicle Assessing
Kia Motors New Zealand LtdLevel 3, Building 6
60 Highbrook Drive
Phone: (09) 573 6070
Kia Motors function is to offr products & services that befit the vision of turning cars from more modes of transport into new lifestyle spaces.
Professional Autoglass Ltd2a 27 Buscomb Avenue
Mobile windscreen replacements via 3 vehicles in Auckland area. All autoglass requirements. Supplier of body glass. Leak detection and resealing.
Purewax Ltd1 / 81-83 Jervious Road
Phone: (0800) 787 399
Manufacturer and distributor of high end detailing products for the automotive industry.
Salus Workplace Safety LtdPhone: (029) 269 4221
Salus Workplace Safety helps business owners with poeple safety in the workplace. We are the subject specialists for the CRA having developed the CRA members Health & Safety manual in 2015 to assist members to comply with the Health & Safety at Work Act 2015.
Tower New Zealand LTD45 Queen Street
Phone: 0800 379 372
TOWER Insurance is a New Zealand based insurance company founded in 1869 which provides fore and general insurance. 0800 379 372
U-POL New Zealand Ltd[email protected]
Phone: 027 630 3691
U-POL is a European manufacturer of high quality fillers, paints, coatings, adhesives and ancillaries for automotive refinishing.
Vero Insurance New Zealand Limited48 Shortland Street
Phone: (09) 363 4405
At VERO, insurance is not about things going wrong. It's about putting them right.
We-Integrate LtdSuite A, 237 Tamaki Drive
Phone: (027) 495 5143
Making images easy by Smartphone apps transferring instantly to major panel systems and Insurance Companies. 0800 796 036
› AUCKLAND AIRPORT (1)
BASF New Zealand LtdLevel 1, Quad 7
4 Leonard Lssit Drive
Distributor of Glasurit automotive paints, SATA spraying equipment. Baslac, BASF-CTS and 3M automotive products.
› AVONDALE (4)
Exclusive Panel & Paint535 Rosebank Road
Fine Finish On Rosebank Ltd549 Rosebank Road
Novus West Auckland597 Rosebank Road
Phone: (09) 846 4963
Auto glaziers offering full mobile repair & replacement, service of chips, cracks & replacement windscreens, side windows & rear windows. Headlight polishing is also available.
SIKA (NZ) Ltd85-91 Patiki Road
Phone: 0800 745 269
Half of all vehicles worldwide now have Sika's trusted automotive sealing and bonding technology on-board.
› BIRKENHEAD (3)
By Accident Ltd14 Enterprise Street
Shields Bros Panel & Paint Birkenhead42 Enterprise Street
Indie Assessing Ltd129 Birkenhead Avenue
Phone: (09) 443 3475
Assessing and RMVT Vehicle Valuation Service.
› BROWNS BAY (3)
Brian Holgate Panelbeaters Ltd746 Beach Road
Browns Bay Panelbeaters731 Beach Road
A1 Bute Collision Repairs728 Beach Road
› DEVONPORT (1)
Fleet Street Panelbeaters1 Fleet Street
› EAST TAMAKI (9)
Bodytech Panel & Paint LtdBlock 7A. 22 Harris Road
Prima Collision Repairs East TamakiUnit B 154-160 Harris Road
Vincent Panel & Paint Ltd28D Allens Road
Phone: (09) 265 2606
Botany Vehicle Services 2004 Ltd4 Ron Driver Place
Phone: (09) 274 3868
East Tamaki Collision Repair Centre287 East Tamaki Road
Seoul Motors Ltd24 Polaris Place
Phone: (09) 272 2182
CRC Industries10 Highbrook Drive
L J Smits Ltd65 Greenmount Drive
Importer/distributor Spies Hecker refinish systems, auto refinish consumables. Home of TradeSaver.
National Car Parts Ltd22 Ormiston Road
Phone: (09) 579 5152
Car Parts Seller Car Parts Supplier
› EDEN TERRACE (1)
Ray Haslar Autohaus Ltd9 Virginia Avenue East
› ELLERSLIE (2)
Main Autocentre Ltd90 Gavin Street
Sureplan (NZ) LtdLevel 1. Building B. Millenium Centre
602 Great South Road
A professional fleet risk management company assisting fleet owners, operators, insurers and vehicle distributors with accident management services.
› GLEN EDEN (2)
A Dracevich Panelbeaters Ltd378 West Coast Road
Phone: (09) 8187121
Alfa Panelbeaters Ltd4133 Great North Road
› GLEN INNES (3)
Eastern Suburbs Panel & Paint (2012) Ltd97 Felton Mathew Avenue
German Kollision Ltd124 Felton Mathew Avenue
Precision Panelwork Ltd157 Apirana Avenue
› GLENFIELD (15)
Turners Panelbeating & Carpainting Ltd147 Target Road
Casey Panelbeaters & Car Painters102 Sunnybrae Road
Glenfield Panelbeaters & Painters Ltd1 Ashfield Place
Judd & Charles Panelbeaters Ltd163 Target Road
Peter Simons Panelbeating ltd193 Archers Road
Precision Autowerk224 Archers Road
R J Don Panelbeaters124 Wairau Road
Takapuna Panelbeaters & Car Painters72 Hillside Road
W D Price Panelbeaters 2015 Ltd74 Ellice Road
Phone: (09) 444 5539
Peter Thomas Panelbeaters (1996) Ltd157 Archers Road
Premium Panel & Paint North Shore Ltd132 Sunnybrae Road
Scratch Busters Ltd205 Archers Road
Dodson Japanese Partsworld20 Poland Road
Suppliers of used and new Japanese and volkswagon car parts, panels, lamps, bumpers engines and all mechanical parts.
Toyotaz Galore Car & Commercial Limited118A Sunnybrae Road
Phone: (09) 444 8095
Genuine used, new and after market, car, van, ute, 4×4, and truck parts.
Wairau Paint Centre Ltd90 Wairau Road
Automotive paint, consumables and equipment specialists: DeBeer, PaintSmart, Finixa, 3D, 3M, Upol, Iwata plus more. Auckland 09 443 3430 Whangarei 09 430 2414
› GREENLANE (2)
Greenlane Auto Panel Repairs 2008 Ltd251 Great South Road
Auckland Vehicles Limited279 Great South Road
Phone: (09) 580 8800
New Car Dealership and Genuine Hyundai parts supply.
› GREY LYNN (3)
Jordan Panelbeaters Ltd364 Great North Road
West Lynn Painters & Panelbeaters Ltd580 Richmond Road
Phone: (09) 378 6090
Auckland City Toyota101 Great North Road
Suppliers of Toyota and Daihatsu genuine new and used body parts.
› HELENSVILLE (1)
Premier Panelbeaters Ltd93 Mill Road
› HENDERSON (9)
Allan Wakeling Panelbeaters & Spraypainters14-16 Mihini Road
Phone: (09) 836 4868
Ballantyne Collision Repair Centre Ltd11 Corban Avenue
Phone: (09) 838 8581
Moselle Panel & Paint Ltd6 Moselle Avenue
Phone: (09) 836 3396
Prestige Autofinishes3C/66 Henderson Valley Road
Phone: (09) 838 6287
View Road Panel & Paint Limited9 / 11 View Road
Phone: (09) 838 8407
Shields Bros Panel & Paint Henderson Ltd27 Bruce McLaren Road
Phone: (09) 838 9748
Autopaint Marketing Ltd159 Central Park
Phone: (09) 837 5836
PPG Platinum distributor. Supplying car paints & consumables to the Auckland area.
Mazspare PartsWorld116 Railside Avenue
Phone: (09) 828 9001
Automotive Recyclers. Specialising in Genuine Mazda Recycled and New Parts.
Pomona Group Ltd3 Hickory Avenue
Phone: (09) 835 0393
Specialise manufacturer of masking tapes, films and automotive refinish consumables.
› HOWICK (2)
Carpro Howick Ltd226 Wellington Street
Chapman Collision Repairs Ltd182 Wellington Street
› KELSTON (1)
Arrow Wheels6D Weston Place
Phone: (09) 818 8388
Repairing & painting all bent, scratched, gouged, and welding missing sections back into wheels.
› KINGSLAND (2)
Wakefield Panelbeaters Ltd16-18 Aitken Terrace
Eden Park Panel & Paint (2017) Limited443 New North Road
Phone: (09) 815 2068
› KUMEU (2)
Castle Panelbeating Limited106 State Highway 16
Kumeu-Huapai Panelbeaters280 Main Road
› MANGERE (2)
European Motor Distributors120 Pavilion Drive
Phone: (09) 256 5200
Importer for Volkswagen - Audi - Seat - Skoda - Porshe and Volkswagen Commercial.
Otbury Group Ltd49 Mahunga Drive
Phone: (09) 633 4920
Importers and Suppliers of AkzoNobel, Sikkens and, Lesonal automotive refinishing systems. Acoat Services and a complete range of industry consumables.
› MANUKAU (9)
Bakerfield Place Panelbeaters1/3A Bakerfield Place
Bodyline Panelbeaters & Painters Ltd71a Wiri Station Road
Manukau City Panelbeaters (2009) Ltd54 Grayson Avenue
Phone: (09)279 7135
Prima Collision Repairs Manukau2/117 Kerrs Road
Transvisual Spraypainters Ltd22 Aerovista Place
Phone: (09) 279 7351
Manukau Auto Centre75B Wiri Station Road
Phone: (09) 262 3278
Davie Motors & Manukau Nissan17 Cavendish Drive
Phone: (09) 261 2097
Supplier of new Holden and Nissan car parts.
R.A. Johnstone & Co Ltd33 Ha Crescent
Phone: (09) 250 0090
Since 1947 importers and distributors of quality panelbeating and spraypainting equipment, consumables and tools. Baslac, Indasa, Car System & Pacer.
Wurth New Zealand Ltd42 Hobill Avenue
Panel partner. Suppliers of top quality adhesives, tools, body clips, fillers and assembly techniques.
› MANUREWA (4)
Roy Mahoney & Co Ltd288 Great South Road
Shields Bros Panel & Paint Manurewa Ltd34 Maich Road
Phone: (09) 267 4981
Prime Compliance Limited15 Holmes Road
Phone: (09) 266 4666
Procraft Panelbeaters Limited12 Holmes Road
Phone: (09) 298 0202
› MASSEY (1)
Steve Nuich Panelbeaters2 Dunlop Road
› MILFORD (1)
Carpro Milford29 Shakespeare Road
› MORNINGSIDE (1)
Colin Waite Ltd618 New North Road
› MT ROSKILL (3)
Crystal Panelbeaters Ltd47 Carr Road
Mt Roskill Collision Centre42 Carr Road
Rapid Repair Specialists Ltd56 Dornwell Road
› MT WELLINGTON (7)
Eurotech Auto Repair CentreUnits G & G2. 20 Sylvia Park Road
Peter Hendriks Panel & Paint1 E Arthur Brown Place
Wagstaff European 2017206 Marua Road
TRC Collision Repairs - Mt Wellington518 Ellerslie Panemure Highway
Phone: (09) 527 7377
BMW Group NZ Ltd7 Pacific Rise
BMW PARTS SERVICE AND REPAIRS, EARLY 90's TO LATE 2000's
PPG Industries NZ Ltd5 Vestey Drive
Importers/distributors of automotive refinish systems and consumable products. Training, quality accreditation and computer management systems.
Resene Automotive & Light Industrial4 Te Apunga Place
NZ Owned National distributor of collision repair products and services. The coating experts at your door.
› Mt Eden (1)
PanelTalk27 Normandy Road
› NEW LYNN (6)
Cameron Panelbeaters 2005 Ltd11 Puriri Street
A1 Autofinish11 Crum Avenue
Fine Finish Panel & Paint7 Cunard Street
Golden Gun (2007) Ltd10 Stock Street
Wayne Scott Panelbeaters & Spraypainters67 Portage Road
Solis Panelbeaters Ltd7/1 Portage Road
Phone: (09) 826 1616
› NEWMARKET (2)
Panmech Service 2006 Ltd14 Eden Street
C.R.S Panel & Paint15 Kent Street
Phone: (09) 529 5099
› ONEHUNGA (9)
Auckland Panel & Paint Group Ltd - Onehunga35 Victoria Street
Challenge Panelbeaters Ltd47-49 Church Street
Davies & Naylor (1986) Ltd273 Church Street
Evans European 2018353 Church Street
Sallen Panelbeaters Ltd346 Neilson Street
A1 Smash Repairs (2006) Ltd36A Alfred Street
Onehunga Panel & Paint53 Neilson Street
Wright Panel & Paint46 Onehunga Mall
Phone: (09) 622 3399
Bumper Replacements (NZ) Ltd94 Princes Street
Suppliers and reconditioners of plastic and steel car and truck bumpers. General electroplaters including stainless steel electropolishers.
› OREWA (2)
Orewa Panelbeaters9 George Lowe Place
Calibre Collision Orewa10 George Lowe Place
› OTAHUHU (8)
Owen Shaw Panelbeaters9/71 Portage Road
The Body Shop70 Huia Road
Waitemata Panelbeaters729 Great South Road
Car Haulaways Limited257 Roscommon Road
Phone: (027) 227 4895
Automax Trading Ltd21 Avenue Road
Phone: (09) 276 4911
Trade1.co.nz has been designed by Automax Paints to provide high quality automotive refinish products at competitive prices. We provide a wide range of car paints and related-products to large number of customers. Our Colour Bank System, developed by NOROO, is a state-of-the-art intermix system which provides Colour for all types of vehicles with 85 basic colours that enable a technician to directly mix and produce any colour for any domestic or foreign vehicle.
BE Car Parts Ltd12 Moa Street
NZ's Largest stockists of Car & Truck Parts.
Seetal Spraybooths17-19 Huia Road
Design, manufacture, installation & servicing of spraybooths, prep-bays & tint/mix rooms throughout New Zealand.
Trevor French Radiators 2001 Ltd40 Huia Road
Radiator exchange and repair specialists.
› PAKURANGA (2)
Howick & Pakuranga Panel & Paint (2006) Ltd62 Ben Lomond Crescent
Pakuranga Panelbeaters Ltd12 Cortina Place
› PANMURE (2)
Brian Sokolich Panelbeaters (2014) Ltd61 Morrin Road
Grattan Collision Repairs Ltd151 Morrin Road
Phone: (09)570 6291
› PAPAKURA (1)
Hugh Munro Panelbeaters Ltd26 Elliot Street
› PAPATOETOE (5)
M J Breen Panelbeaters Ltd17 East Tamaki Road
South Suburban Motor Bodies Ltd53 Plunket Avenue
Ganley & Richardson3 Webster Lane
Gray & Galpin Panelbeaters LtdUnit 6
586 Great South Road
Panelstore Limited6 Great South Road
Phone: (0800) 22 77 68
Nationwide distribution of automotive refinish supplies for wholesale/trade with exceptional savings for everyone.
› PARNELL (1)
Remuera CRS Ltd21 The Strand
Phone: (09) 377 0424
› PENROSE (9)
Boss Panel and Paint Penrose Limited376 Neilson Street
Phone: (09) 636 1067
Carpro Penrose40 O'Rorke Road
Phone: (09) 525 0125
Greenpark Panel & Paint (1997) Ltd9 Greenpark Road
Go Rentals Auckland Ltd5 Walls Street
Phone: (027) 492 1920
Jon Hughes Panel & Paint (2009) Ltd48 Walls Road
Panel King141-143 Station Road
Phone: (09) 525 4170
New Zealand Car Parts Auckland Ltd21 Industry Road
Phone: (09) 969 5577
Importers and dismantlers of most Japanese and European car parts.
Ultra Paints Ltd994 Great South Road
High quality automotive coatings and associated products including Glasurit, 3M, Upol and Ultra Refinish products.
Wyatt Machine Tools388 Church Street
RUPES Power/Air Tools, Vacuums and Dust Extraction, CAR-O-LINER Car Straightening, FARECLA Cutting Compounds, TRISK Infra-Red Paint Curing, Welders, Clamps and Jacks, Masking and Abrasives. Proform fillers, paints, bumper repairs, Plastic and metal adhesives.
› PONSONBY (2)
Bodyworks Ponsonby Ltd18 Pollen Street
Hugh Stevens & Son Ltd1A Blake Street
› PUKEKOHE (8)
Anthony Jakeman Panel & Paint Ltd14 Crosbie Road
Brian Roberts Collision Repair Centre207 Manukau Road
Classic Auto Body Panel & Paint Ltd42 Franklin Road
Makepeace & Henderson50 Franklin Road
Classic & American Restoration Services LimitedUnit 1
197C Manukau Road
Peter Nicholls Panelbeaters Ltd173 E Manukau Road
Automotive Colours Auckland & Waikato204-206 King Street
Phone: (09) 634 2460
Paint & Panelbeating supplier & Consulting.
Bennett Machine Tools (2013) Ltd2 Belgium Road
NZ Agent: Blackhawk chassis repair equipment, USI Italia Spraybooths, Speed Tools, Telwin welders, Minden Centralised Extraction systems.
› SANDRINGHAM (2)
Dominion Panel & Paint Ltd16 Morningside Drive
Phone: (09) 815 5521
Greg Gordon Panelbeaters Ltd211 - 213 Sandringham Road
› SILVERDALE (3)
Emerson Panelbeating 2009 Ltd22 Carley Avenue
Phone: (09) 426 5613
Fotheringhame & Scott29 Wainui Road
Automotech Ltd5 Glen Vista Place
Phone: (027) 246 4787
For all your automotive equipment needs, certifying hoists, servicing equipment, shifts and new installations, brake tester calibrations. Spare parts including hoist pads and rubber blocks.
› ST LUKES (1)
Dominion Panelbeaters16 Morningside Drive
› ST MARYS BAY (1)
Crawford & CompanyLevel 2. 41 Westhaven Drive
St Marys Bay
Phone: (09) 374 0894
One of New Zealand's largest loss adjusting organisations, with motor specialist nationwide. 0800 66 56 56
› SWANSON (2)
Newport Panel & Paint Ltd614 Swanson Road
Phone: (09) 832 5555
Redwood Panel & Paint 2005 Ltd640 Swanson Road
› TAKANINI (2)
Collision Repairs Takanini213 Great South Road
Phone: (09) 267 4009
Platinum Accident Repair Centre200 Great South Road
Phone: (09) 298 7939
› TAKAPUNA (3)
Shields Bros Panel & Paint Takapuna59 Barry's Point Road
Causeway Panelbeaters43a Barry's Point Road
Graeme Hughes Panelbeaters66D Barry's Point Road
Phone: (09) 486 3226
› TE ATATU (1)
Saint-Gobain Abrasives Limited70 Wharf Road
Phone: (09) 834 7119
As one of the leading manufacturers in the automotive refinishing sector, Norton is committed to the manufacturing and distribution of a wide range of non-paint products for the professional body shop. The combination of high quality products, vast experience and knowledge of professional sanding systems - rom paint removal to surface reconditioning and polishing - allows us to meet virtually all systems - from paint removal to surface reconditioning and polishing - allows us to meet virtually all customer demands.
› WAIUKU (1)
Murphy Panel & Paint25 Kitchener Road
› WHANGAPARAOA (4)
Hibiscus Coast Panelbeaters1/681 Whangaparaoa Road
Mike Butt Collision23 David Sidwell Place
Phone: (09) 458 5826
Whangaparaoa Collision Repairs Limited611 Whangaparaoa Road
Phone: (09) 424 2754
Coast Panel & Paint 2018 Ltd613 Whangaparaoa Road
Phone: (09) 424 0028
› WHENUAPAI (1)
Whenuapai Panelbeaters 200873 Brigham Creek Road
CRA Short code descriptions
Quality Assured (QA)
CRA members that have attained the QA standard and are certified a “Quality Assured” organisation meaning that all of their practises are of the highest standard and they have systems in place to constantly evaluate their performance in meeting and exceeding customer expectations. These organisations are independently audited against the QA standard annually.
Licensed Collision Repairer (LCR)
Panelbeater/Refinish Centres that engage in structural collision repair work by having the required equipment to undertake three dimensional measuring of a vehicle and/or a spray booth oven facility. They also attain the required points to complete the ‘Continuing Compulsory Annual Retraining’ (C-CAR) Programme.
Panelbeaters and spraypainters who meet our membership criteria and engage in most repair work however may not have three dimensional measuring equipment to meet the Licensed Collision Repairer category.
Plastic Repairs (PR)
Companies that repair products manufactured from plastic. This includes automotive bumpers and all other plastic parts and products.
Motor Trimmer (MT)
Companies that manufacture and repair interior automotive upholstery, window mechanisms, windscreen replacement, convertible and all fabric refurbishing.
Coach Builder (CB)
Companies that build buses, coaches, motorhomes, horse floats, ambulances, truck bodies and purpose built vehicle bodies.
Radiator Repairs (RR)
Companies that repair and manufacture vehicle radiators including purpose built assemblies.
Associate Members (AS)
Companies that supply goods and/or services or are associated to the collision repair industry eg. motor manufacturers.
Structural Repair Code of Practice (COP)
Collision repair businesses that have signed up to the Structural Repair Code of Practice (COP), recognise the importance of appropriately trained staff using the correct equipment and recommended procedures to perform safe, quality repairs. A documented and fully auditable record of repair with technician sign off ensures compliance with the COP.
Holden Approved Repairer (HAR)
CRA & Holden NZ have formed a partnership to provide the motoring public with a network of repairers who have met exacting standards in training, equipment levels and shop presentation. If you are a Holden driver choose from one of these repairers.
Hyundai Recommended Structural Repairer (HRSR)
CRA & Hyundai New Zealand have agreed on benchmark standards for equipment, training and business presentation. Hyundai owners should chose one of these repairers for all collision repairs.
Mazda Approved Collision Repairer (MACR)
CRA & Mazda NZ have agreed on benchmark standards for equipment, training and business presentation. Mazda owners can confidently choose one of these repairers for all collision repairs.
Suzuki Authorised Collision Repairer (SACR)
CRA & Suzuki NZ have cemented a relationship to ensure that Suzuki owners have access to a network of Structural Repair Centres specifically trained to repair Suzuki vehicles.
Mitsubishi Authorised Collision Repair Centre (MACRC)
CRA & Mitsubishi Motors NZ have agreed on benchmark standards for equipment, training and business presentation. Mitsubishi owners should choose one of these repairers for all collision repairs.
Collision Repair Association Guarantee Scheme (GUAR)
Companies that can offer their customers the added security of the CRA Guarantee.